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It's not that hard to imagine. I spend over 100k a year atm and have no kids, it's pretty easy to do.

I used to be a lot more disciplined re expenses than I am now but I'm comfortable with that. All major expenditure is done out of a % of profits, be it a big holiday, car etc so I'm always still going forward. I've got a few changes on the way though so planning on dropping my expenditure by...