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Kathryn - no one is saying feel sorry, people are just saying not to be so judgemental as we do not know the backgrounds to each situation. Of course there are plenty of people out there who waste every opportunity in front of them and deserve to be in a bad financial situation. However there...

no, it would not affect the survey because the question was how many people could find betw $500-$1000 at short notice. people with hundreds of thousands saved would affect the survey in the same way someone with $2000 saved would, ie they would be in the "yes i can come up with the money"...