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I am note sold on LOE....time will tell.....but I think this strategy over the next 2 years is going to get a whole lot tougher. The new strategy might be CF+ positive property...this strategy is the future. The old guns like Margaret Lomas and Jan Somers know this well..it works in any...

Yep....no income no serviceability...even if you have a huge positive geared property porfolio. Banks think income from a job is safer than rental income even in a recession! Go figure!