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If it is any help I have more properties than fingers (and yes I have 10 fingers;)) . So far I have had to only make 1 major claim and 2 smallish claims (handled by RE).....all this over 10 years...touchwood my luck continues.

Skater....would be interesting to see how you go with NRMA. I have found in the past that policies that are not tailored to the investment market like Honan, CGU, EBM have a lot of weasel out clauses. Don't take this is the wrong way....you seem to have a lot of headaches in your property...

Well...hello madame! ;) Dazz....I thought you were on cloud 9!!! :p Welcome back.......I was expecting some profound words of wisdom.....please enlighten us with your thoughts.;)

I think you should have a close look at your PM....does she do regular inspections? Why wasn't this picked up? As for claiming in LL...you may find that they may rule that it was an existing issue if the draining is not connected correctly. Rather than getting emotional...work it out in a...