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Well...I have a pseudo relationship manager....but that I mean I found a branch manager who knows what she is talking about. She started in the credit department at 17 and is now 26!:) Make sure that you find a lender who knows their stuff. A lot of the CBA staff are trained monkeys!:p

I have done two loans via the CBA this year.....both at 95% lend + LMI capitalised. I found the low deposit premium from the CBA to be much cheaper (15-20%)than Genworth or PMI. I believe that the CBA provides their own insurance where they view the customers credit rating and conduct is...