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I get you now....I was just basing it on the rent income and being conservative. I know you can 10-11% easily. Have you got a lot out there?....if so you can probably retire!;)

I paid someone else. They turned out to be very good.:D

Hi Ben Would you prefer to stay in Melbourne?....it might be hard to get Cash Flow positive stuff. But if there is a twist...i.e. cheap reno to increase rent then it maybe possible. It will become harder because th rates are going up. I bought a house in Albury (NSW). It needed a reno...