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Must be an echo there mate......

The issue is not so much with LVR but the hurdles which the government has put in protect the so called "lambs" from the wolves. ;)

Might want to check how well you go now....

OK......I earn similar to a contrator in a permanent job.... When was the last time you borrowed?

MsAli.....a small admission you sound like me at 30....you are making the journey early. Most bosses will manipulate and let you hear what they want to hear. Focus on the big picture....treat property as the priority even at the expense of your job. Just be smart about how you do this. I agree...

Hmm..........I don't like your chances of building a large portfolio with a contract job. Personally....if your focus is building a portfolio....focus on the property side. Treat your job like cash flow. Being efficient at your job a a GREAT thing....it allows you more time to research at...