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  1. S

    Naive 21 y.o chasing advice

    I'd be setting up a good savings plan for those next 3 years. You say yourself, your hands are tied for 3 yrs come january, so unless you want to jump in NOW, I'd wait and save. Buy your PPOR first to take advantage of FHBG's and all your defence benefits. Just make sure before you buy...
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