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I got a reply from Derivex about lending to "metropolitan" areas. Seems they do lend to people in large regional towns/cities. Quote: Hi Stephanie Yes we do lend into regional centres sometimes takes just a bit longer with valuation. Geraldton, WA is OK. Best Regards Trevor Cohen...

I think I understand their reasoning for their "Metro" policy, but certainly for the bigger country towns of over 20,000 people, that it be considered a place that wouldn't be of great risk. Maybe they need to look at the major regional towns around Australia and consider them too...

My question is...(and I've emailed you about it but you may answer it here...) On the website you state that people in all states and territories who live in metropolitan areas are eligible to apply for the loan. What is considered "Metrolpolitan"? I live in one of the bigger regional...