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Depends on your viewpoint and aims. The way I'd look at it at the moment , is that if you can see areas where you can see good capital growth , I'd You need both , but based on my experience , the cash flow growth mantra is over sold . I certainly wouldn't buy a second rate property in a...

I'd agree re finance advice. I'd want to put much less in as a deposit , assuming you can afford the repayments. Go through a finance broker I'd look at a split loan with most fixed and then a small facility with an offset account and park the rest of your money in that . You may find...