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I like them . They lend me money to buy properties that otherwise I couldn't afford to buy. What's the problem with that ? Again all we're hearing is emotive hype . Cliff

One final thought RF It is an interesting idea and might have some potential BUT If you feel you need to pitch this concept to people who you have never met , on a forum you don't frequent , IMHO , you don't have the experience or ability to carry it off. The manner of your responses...

I think this is a pretty good summary of what I and others on the forum think of this. Cliff

We do know he / she has experience in " media " ......

When I buy a property I borrow the majority of the purchase price ( usually all of it ) then i like to sell when the price has gone up significantly. So in term of what I'm putting in , I'm making a lot more than 8% , in reality if I'm borrowing everything , my percentage return is infinity...

My concern from your point of view would be the price going up , but not enough to give you profit or even cover the cost of the Reno . The owners are happy as they have made more but ... You'd need to be very experienced in your estimations of cost and increased value , and selective in...