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Thanks everyone. Yes, it is a building society. I like/d the idea of supporting local but if it's not going to suit my needs well they'll be out on their ear. At the moment it is my PPOR but the intent is to turn into IP, it's in a good area for growth and very rentable so I think I'll hang...

PPOR, looking to quickly switch loan to IO, current institution seem to require full application including $350 fee. IO term 5 years. 100% offset is possible. If I wanted to extend IO beyond that another full application would be required. The bit I'm most concerned about is that they set...