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Thanks sash.I agree that preserving what I have is the most important thing. I also use equity to capatalize interest,so any IR rises can easily be covered using rent plus my line of credit.I will always make sure I have at least 5-10 years or more of interest payments available and account for...

I have a few investment properties and all are around 80% LVR. If I am keen on extracting more money out of the equity does any one have thoughts on paying LMI and going for 90% LVR or more if possible when re-financing?