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Thanks Terry, I have taken offset account. Our MB was not aware of this, obviously.

Thanks Richard, I will take up the offset account. cheers

Hello all, I have taken Bank West rate tracker ultra home loan (interest only) for our PPOR. I did not apply for the offset account as my broker said the loan account has the offset facility (you can move funds in and out). If I put my extra savings in the loan account and withdraw it later...