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^^ Thx- Wish they were full doc loans, 5.74% would have been even sweeter!

Jonathon, In answer to your question I locked in 5.94% for 5 yrs Bank S.A. signed end of April and it was effective from June 4th. It was a little bit simpler for me to make the decision. (Thx again Keith and WW for your charts and generous knowledge sharing :)) I was on average variable...

often the five year fixed is slightly higher rate than the 3 year.

Thanks for the update Jit, have been wondering how you fared since you opened this thread. Well over 600 posts, that's some interest generated!

^^ How did you go JIT any news with STG?

373Au See post 441.

Pushka, Our fixed terms automatically went to the current variable on completion. We then had to pay a small fee to refix.

Hi Kim, Until someone who has the facts posts you an answer I can only say I believe I read somewhere that it was high 7's ( maybe 7.7 or 7.8 I thought I read ) Anywayz, you'd have to be close. :)