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Seriously! Last time I checked, a hip replacement is not an optional operation. The choice (by us) on whether or not to have health insurance started years ago, before we could afford it. But looking forward, I still see no real need for it. As we are over 50, it is quite expensive for a...

I've got considerably more than 10 properties, but I don't spend $300 on each of them. Like I said, I pick & choose which ones get it. I also don't claim on all things claimable, as I'm aware of the re-percussions of claiming on many minor items. On the ones where I do spend the full...

I've got a decent sized portfolio & carry LL insurance on everything. BUT I have different insurance depending on the property. Properties where I perceive there is less risk I have an all-in-one type where it covers LL as well as building and the cost isn't much more than building alone...