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But you will find that in the majority of cases these are the people who won't. They are so busy living the good life they don't see the need to save something for a rainy day.

1) Me 41, Hubby 38 2) Me none, Hubby Maintenance Co-Ordinator 3) Me zip, Hubby $75k 4) Married 15 yrs, 2 kids 14,12 5) Ist IP 1997, 9 IP's total plus PPOR