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Zimmy, it is unfortunate that things have progressed this far. Like Perp said, it is doubtful that you will regain all that has been lost. I am unfamiliar with the specific forms you mention, as the rules change from State to State, but you really do need to get a PM to look after your...

OK, you have learnt a couple of very valuable lessons. Firstly, self-management is not something to go into lightly. You need to know all the rules and regulations before contemplating this course of action. You also need the disipline to issue all the notices as soon as possible...