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No, it's not cf+ at all. He is only getting a positive outcome due to the 20% deposit he has injected. You can turn ANY property into a cf+ property by upping the deposit if you use that scenario. Like Mystery mentioned, you usually need a return of around 10% to make a property cf+...

In theory, the NRAS homes should be a good investment, however I have looked at several of them and they all seem to be vastly overpriced compared to other properties in the area. They market them as a good positive cashflow investement due to the Government incentives, however they fail to...