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Hardly a major crash. Things slowed and had a minor drop, followed by a time of stagnation. Nothing new! That's what property does. Overall, it has trended upwards.

According to the chart, prices started to climb fast mid 80's, which would co-incide with the banks starting to calculate the second income. When I bought my first home it was unusual because I was a single female. Very risky! I got across the line because I worked for the bank so had a...

I think what most people are forgetting is that in earlier years the banks calculated servicability on ONE income. The male of the household was the income earner while the female stayed at home and looked after the house and kids. These days serviceability is calculated on BOTH incomes now...