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i completely agree nothing's for free most times, i think the service in these loans will be crap. having said that i'll think these loans are really attractive to forumites who have at least a basic understanding of finance. the only risk these loans run is that the financing takes forever...

standard variable is currently 7.82% i thought (could be wrong) so 0.7% off will be 7.12%? you might want to double check...

wow thats really attractive... i'll prob take that loan on my next purchase.

i looked into the wizard one its got no features and its a long term p & i loan hence the cheap rate. i'll prob use it when i'm buying my firsts PPOR

I guess I haven't been researching enough the best i thought i could get was 0.8% off the standard var (which is 7.82% atm).

I was just browsing infochoice and i came across this lender: http://www.onedirect.com.au/ Std variable: 6.71% 1 year fixed: 6.73% loc: 6.89% All loans with no fees Has anyone heard of this? It sounds too good to be true given the current rates, theres gotta be a catch somewhere...