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Did you notice whether the 3 year fixed moved? Just that I thought it was at 5.59% a couple of weeks back when I first got into discussions with Nab but now it is 5.54%. Not a lot I know but if this was the case it has dropped a smidge. I am still waiting for the callback to do the application...

One day I think it is time to fix and the next day I have changed my mind again - its so annoying. I think the main worry about fixing would be if someone fixed, then lost their job and was forced to sell but couldn't afford to do that either because of the big break costs whilst the rates are...

Also why do you think rates come down fast but are slow to go up - where were you last year?

They seem a bit confused don't they?

One swallow does not a summer make! Mind you if another one flies by........................

Hmm would the .7% discount apply to that I wonder?

How strange I swear it was there earlier...................nah must have looked at it all squinty eyed or something, sorry about that!

Hadn't heard of these chaps before but they also have a 5 year at 5.95% and a 3 year at 4.99%: http://www.sgecu.com.au/Loans/interestrate.asp

Hey JIT might be time to start a poll and see what everyone is up to with rate fixing.

Yes that happened with our St George 3 year fixed, we went in at 6 something and came back out at Christmas at 6 something.

Yep! Like he says.

Yes the trick for me will be to take advantage of the variable for as long as possible and pick the right time to fix. If the variables get to 3% or 4% I can do some serious damage to the extra debt we had to accrue last year to stay afloat so interesting times are ahead methinks! When I met...

Kool let us know when and we can cheer you on! Definetly not joining in though I shall find a more sedate way of celebrating. LOL

I will just follow all you smart chaps on here that know all the clever stuff - this place is the real indicator!

Oh dear I think I wore out my good behaviour discount over the last 6 months! I might get an increase for bad behaviour now! LOL

It seems just to be called a 'Residential Investment Property Loan' but on the website at the same rate is a product called 'Simplicity Plus' which is the same interest rate. But yes those loans are over $250,000 so that could be it.

Kim check your ANZ variable as mine is at 6.21% at the moment.

I would hope that with all of the rent increases over the 5,7 or 10 years you would be able to weather whatever rates you come back out into, especially if the fixed rate is so low that the surplus funds being saved in interest each month in the meantime are squirrelled away for a rainy day...

The CBA 5 year package rate is 6.99% and they have a ten year at 7.09%.

I am with everybody so its all good!