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I didn't mean to have a go, I just genuinely found it interesting. I can see both sides, but I think it really depends which one is the better option. If you're going for a 95% LVR for example, then I think you should definitely try and get the vendor to pay. If it's low LVR, you might prefer...

Interesting to hear a mortgage broker say that. It's good in that you know exactly what's getting done and that they don't just pretend to have done it. But it's bad in the way that it increases the amount of money coming out of your own pocket instead of out of the bank loan. This effectively...