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Is it less than 60 days?

I meant in terms of renewing your policy. Peace of mind from what? I doubt the bank is going to recall the loan and it sounds like it wouldn't be a huge issue if the place burnt to the ground now. The only thing that might be worth considering is that you also get public liability...

From personal experience, banks only inquire about insurance when you first purchase the property or when you refinance. Let's hope it's not going to slip your mind. ;)