Two adults in a house:
Water $1,000
Electricity $250
Gas $500
Council Rates $1,500
Transport Fees $200
Fuel: $500
Car Costs: $2,000
Groceries: $5,000
Clothing: $500
Mob Phones & Int: $1600
Dining: $2,500
Holidays $8,000
Subtotal $23,550
Buying random stuff $10,000
P&I on PPOR $36,000...