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Well done Bez! If only more people thought like you - get the cheap IP first and buy yourself something later on, which will only be easier with the equity you'll have + the FHOG.

Agree, you can always look for cheaper areas elsewhere. In this particular case, we got pretty much one of the cheapest houses (not a fan of units atm) possible within the Adelaide boundary that still has enough land for development - so were'nt exactly over spending. Point I was trying to...

I guess that's one of the major limiting factors of being on a low income. Whilst they can afford to hold the property, they can't afford to get the property in the first place as it's hard to save a decent amount on the low income. eg. it may cost them $100pw which they can afford, but how...

I haven't registered a vote as it's not me, but my girlfriend fits this criteria. (Marc, do you want me to vote?) She is on an income of $37k gross and just bought her first IP in October last year. She was able to buy using a small inheritence she received earlier in the year, but is able...