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I've been having similar thoughts of late. Aside from new PPOR, don't really need more resi to keep the asset base growing. But I guess never say never, they're not that time intensive.

Can I ask why you didn't fix some/all of your rates during this period which would have enabled you to keep all three properties? If not on establishing the loans, then perhaps when things were starting to get uncomfortable? Risk management could have been more appropriate rather than selling...

Understand where you're coming from with your thoughts and it's a personal choice, but I would strongly disagree with the above line.