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TT's aren't beneficial for you, period. They are for your beneficiaries, and they can be set up before you have them or after, no reason you can't do it now. I had mine set up 2yrs back including accounting for my future children - no point in having one drawn up then changing it 2yrs later when...

Yup, had them set up the same time as my will and Testamentary Trusts.

My solicitors advised and drew up for me an Enduring Power of Attorney and an Enduring Power of Guardianship. It's been a while since I've done them, but from memory the POG is when I'm unable to make my own decisions (eg. incapacitated) and need lifestyle choices made. Alongside the POG is...