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Sorry, I updated the 1st IP LVR, it's actually 107%. My reasons for staying with NAB is due to significant allowances I receive from my employer towards my PPOR if I use NAB, and the rate for fixing that I negotiated is not the advertised rate. Basically, using offset funds and crossing...

Hi gurus, I need a little advice on whether I can avoid cross collateralization in my next purchase. My situation is as follows: PPOR: 52% LVR P&I 1st IP: 107% LVR Int Only crossed/secured with PPOR. We have made an offer to purchase a new property to be a 2nd IP for a few years before...