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I never said this was about creating wealth. i asked a question about dealing with finances under changing circumstances. as i said before, not necessarily how to budget, but also other aspects. it is quite a change to one's finances, so why not ask and be prepared for it if one can? even banks...

Thanks Beachgurl. Any experience others have had with PHI is extremely helpful! With management fee I’m assuming this is a private hospital fee correct? I have tried to look online to see what the public hospital in Campbelltown offers but nothing offical is available :confused: re Prepaying...

Yep I meant pre pay interest not tax, initially! Sorry! :o Thanks for sharing, each post has been really helpful. Re Health insurance....that is a mine field. Can’t figure out if you need this if you want to go down the path of public hospital. I’m sure there is some good reason to...

Have searched the forums and found little snippets of info but nothing major. I was starting to research and look into ways one can prepare financially if planning to start a family. Not even sure I have posted in the right discussion area to be honest! Some basics I’ve read about for...