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hmmm...some of these offers are starting to kill me i feel like going into nab and just saying my money and accounts go elsewhere unless they at least halfway come to the party err wait, it might be all my illness drugs talking.. or maybe not.

been as sick as a dog... so only one conversation so far "we would've given you the advertised rate anyway " after i asked "what was the point of all the phone calls? " apparently i can switch any time with my loan, pay it off in the first few years, leave the bank etc without any fee...

it's a very fair point though mate.... all that work and all those phone calls and i end up with that? this will be a fun discussion when i get to go in there and have a face to face chat

so...after all that work for discounts et, then have a 'special' on for home loans for september through december... you think that could've told me that at some stage, eh? :rolleyes: :( so... i get nothing, just the NORMAL deal that everyone will get... trying to figure out what i can...

i don't disagree... but i'm not trying to push him outside his boudaries, he understands he needs to progress. just gaining an understanding and a path to get where he wants to go is where i come into the equation.. most importantly though, i need to know what the variable rate people...

I'm happy to help a friend.. and in some ways I can understand his response. I am happy to do whatever it takes to give him a little push in life.. me on the other hand, I haven't signed any paperwork, but I'm quite disappointed in NABs lack of flexibility here and especially since I could...

i take this post back.... NAB WOULDN'T take off 0.8% . Apparently the guy i'm dealing with spoke to his manager he could only offer 0.7% off at 7.12% which is completely and utterly standard.... can anyone please offer advice as i've sort of pushed myself to the brink here and committed with...

0.7 off variable, no fees, no ongoing fees is so far what i've managed to help a friend with.. he's looking at less than 500k i'd like to see if i can stretch for more, but unsure if i've managed to cover every cost involved. banks - nab, bankwest and hsbc so far.. it's quite interesting...