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"What about you IPs? Are they all self sufficient? Ours are but if I ever lost my job the personal expenses would still take a drain until my unemployment insurance would kick in." Kathryn, we actually looked a few different insurance options when we were looking at taking out income...

Skater, thanks for posting this. I know quite a few of my friends are on great incomes but have very high mortgages with little (if any buffer) and were this to happen to any of them, they'd sink. Fast. I am one of those people who always calculates things on a 'worst case scenario' because...