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I lived in Sydney for awhile and loved it. I really missed Sydney so went back there for a holiday a few weeks ago with baby and yeah, definately can't see myself living there now. Brisbane is better to start a family.

I work in accounts but do a lot of admin since it's a small family business and i'm very organised at work but can't duplicate it at home. Your tip on keeping two copies is great. thanks :) We actually can't afford an equity loan as we can't service it. We don't earn much $, infact financial...

Frank - yeah may have to go no doc in future. the rates can be quite competitive right? not sure. I think it's easier for me as I am the decision maker anyway. My other half has no interest in property. He sort of understands what we are doing and supports me as he has reaped the rewards...

That's not the case with us. We have plenty of equity but have to buy neutrally geared properties as we can't afford serviceability. We deal direct with Westpac though so we may have to start searching for a good mortgage broker if it come to a stage where Westpac can't do much for us. To buy...

Well done everyone. OC1- I am very impressed. I first stumbled upon Somersoft a long time ago when John Burley and wraps were all the rage. I didn't have the guts to do wraps and no money to attend Bootcamp though I did buy the readings/folder. Bought first property at 23 yo. Made over...