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Speaking about valuation come back lower, last year my friend bought a house in Epping at an auction for $1.2mil, and most bank only valued it at 980k some even come back with 950k. It was pretty stressed as he is running out of options but end up I think citi bank or anz acknowledged the...

If valuation come back lower than your purchase price = you need to pay the gap between the LVR you are seeking If valuation come back high than your purchase price = nothing will happen and very likely this is not going to happen, it can but very rare If valuation come back at your...