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thanks joan ok, subjectivity is a good point, i understand the higher disposable income the more you can neg gear with an eye to CG (if that is your strategy) Im just thinking when crunching some numbers a rough guideline to follow. i figure i can include as one part of my DD the price...

what does everyone consider to be acceptable holding costs? im interested to know others thoughts. i have at times before I had read up enough on property (largely thanks to SS) been up to 150 a week down. ive come to think I wouldnt want to be paying more than 100 (inclusive or rent vs...