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I agree with Gools about cutting out the dead wood and I guess if you are selling low and buying higher as Reality Cheque said you hope that the 'better' IP CG will make up for the low sell cost on the previous IP. Westpac said you can actually do a portability of the loan to avoid the break...

How long do you let them 'hold you down' before doing something to improve the situation? :)

Great post - sounds like a few people on this forum are reviewing what to do next. I guess it's a new year thing! I think it is better to sell if you can see the money making a higher return elsewhere but I am still trying to get my head around selling. A property I would like to sell is...