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Thanks for all your thoughts, at this stage im going to have to sit down with a calculator just like josko said and figure this out the best way i see feasible becuase at the end of the day we are only taking educated guesses, there is no right or wrong answer. Cheers,

Thanks Sash i didnt considering squeezing the banks a little on there fee, great idea! I have the wealth package so your exactly right i will be on 6.49% if i do choose to fix. I think in my position im not trying to outstmart the banks nor will i be paying my property off in 12 months...

Josho, what bank are you with? I thought my current rate fairly close to what the other banks were offering, looks like i need to do some more homework... The other thing is i may have missed the boat on thoes 3-5 year fixed rates but putting it into perspective some benefit is better then...

Hi All, I believe we are no doubt going to be experiencing alot more interest rate rises yet before things settle, so the throught of fixing has been on my mind, expecially since the fixed interest rate is so close to our variable rate. CBA has on offer: Current standard variable 6.61%...