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Broker and I discussed this and suggested we would refinance - didn't mention about staying and changing product as CBA has plenty to choose from... So maybe stay with the 88% LVR, and at 3yrs change product or (Refinance if LMI is now at 80%- unlikley as it will be IO loan and first IP) All...

Is this the same if I were to go with Comm bank - 3yr variable @ 4.59% and reverts to 5%+ after 3 yrs? For the first IP of many am I best to stay at 80% to start with? Thanks

May need to look into this one... I'm after a 550k loan @ 88% LVR with Interest Only

What LVR are these rates for?