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We're in a need of small unit apartment for long-term stay. The unit will eventually be occupied by my grandmother. So needed something small & doesn't cost as much. I've calculated both pros and cons for small unit. I can only think of these: pros: smaller repayment. cons: big chunk...

I understand that for a unit < 50 sqm, lender would only want to lend out up to 80% only. I am very hesitant to use my liquid money to pay out the 20%. Do I have any other option/s to pay this 20% deposit? I have researched SMSF and it seems it's no go for me.