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Lol, for better or worse indeed! So, with the benefit of hindsight, what should we have done instead? NOT bought our PPOR in joint names?? (Then again, we wouldn't have been able to afford it, had it only been in sole names!) I'm really hoping it won't get messy by IP #3, #4 etc too...

Sorry, I forgot to mention that we are all for buying and holding long term. I read a lot in API about how couples should buy as sole owners.... first one than the other..... but it just doesn't work for us!

So, hubby and I have bought a PPOR in joint names. Unfortunately this has messed around with our serviceability for buying in sole names (because we are each responsible for our PPOR debt) so we will be able to buy more IPs if we buy them as tenants in common (according to our knowledgeable...