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Good point re: fixing half of the number of loans rather than 50% of each loan. Hadn't considered the implications re: selling up an IP. I just had at a look at the RBA's historical data for the 3 year fixed rates and SVR, it's here if anyone is interested...

Thanks for posting, Neil. So what's the best 2 year and 3 year rate going with Westpac at the moment? I have 3 loans with them and I'll ring them tomorrow... but just want to see what others have been offered. Skater mentioned she had been offered a 2 year rate better than advertised, I'd be...