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Thanks Rixter, that confirmed what I was thinking! PM has always taken the fees out automatically but I guess you really want to maximise the tax deductible loan or LOC and minimise the non tax deductible one (PPOR, for instance) - that is what we are doing now, delving into the LOC world for...

Rixter, so how do you arrange to pay the PM's management fees etc separately to having them deducted from the incoming rent (as is what usually happens?) do they invoice you and you pay it from a LOC etc?