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Interesting, I'm with WBC and I'm thinking of switching to ANZ... they have a good 3 year fixed rate going (5.99% for 3 years...) Am I crazy? Edit: Just checked the WBC fixed rate again and it's only 6.19% if you have a pro package with them (which I have) so probably not worth doing all the...

That's rich Dazz, calling my post above yours an absolute crock. Who said I worked for a big 4 bank? :rolleyes: I just said a bank. I can't say anything about the big 4 so I won't... No need to go and pre-emptively call me a liar, OK? Not all banks are for profit :rolleyes: Forget I...

I work at a bank and I can see where all their funding comes from :) Funding costs are REALLY hurting at the moment - even more than GFC - hence banks are trying to squeeze as much profit as possible from every source - whether that means raising interest rates or not passing on the full...