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Haha I pretty much went through the same thing with one of my purchases. (Let me guess, CBA?) Only difference is I mostly understood the changes to the general conditions but still got screwed around with a months delay. Very much recommended to read through the additional paperwork and...

Pfft, you should see some of the other clauses that a certain law firm in WA put into all their mortgagee contracts when acting for the bank. Basically that they can terminate for no reason without penalty at any time, and can delay settlement for 90 days for no reason as well.