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i'm a tad confused as well, so it won't move from 7.5%, if interest rates move? also what is SVR stand for?

this sucks, it's not for all banks though just for amp? i can understand they taking the repayments as p%i if its IO

AMP - no more taking other banks debts at actual repayments. This is a big one. what does it mean when another bank takes debt at "actual repayments" bit confused.