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dificult to answer. If its in an offset account, then yes she can withdraw it. But she wont get a better itnerest rate anywhere else. Not a term deposit/savings account anyway.........I do hope she isnt considering something higher risk. Get the paperwork together and speak to or vist a...

Like Peter said, it may be dificult to refinance without any 'worked' income, but it might not be impossible. They should get some advice around lending before they choose which one to sell in any case. It may be possible to refinance at the same time as selling, which puts them in a...