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been down since 845am, the age have an article on why it crashed etc. http://www.theage.com.au/business/hundreds-of-thousands-of-customers-crash-getcreditscore-website-20140902-10b9wh.html

Im pretty sure if you look at your own credit file it DOESNT go on your credit file. And with the new regime when a broker does an 'access only' report, this too doesnt get stored on your file, or more accurately doesnt get listed when a lender does their credit checks.