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Your margins are too skinny. Definitely don't assume the end value to be more than the cost. Even if by some miracle the valuer says the end value is more than the cost, the bank and mortgage insurer will use the cost for working out the lending ratio, without exception. Get a long...

Doing a custom build at 95% LVR is a little risky if you ask me. In terms of the 750k cap, that relates to the value of the property, not how much deposit you will contribute. In other words, the maximum you can borrow at 95% is $712,500 Plus lmi,or if the total project values more...

Id suggest getting the full land and construction loan formally approved first, before committing to the land. Don't let the builder or land agent railroad you into doing the land first, because they cant produce a build contract that quickly, or the land is going to sell quickly etc. You...