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I wonder if ANZ flag their low doc 60 to their discharge teams like they do their low doc 80?

Bugger!! Next time you need to get that sort of thing in writing, and their response. It may not have helped with the discharge team, but it would have helped claiming back penalties from ANZ if you miss settlement. Did you remind him of your earlier conversation? Is it time to run it up...

It is a mess. Its the kind of mess a good broker, or bank would have taken steps to address early on in the process. Unfortunately its all too common to have this sort of news 5 minutes to settlement. Most bankers and brokers dont deal with complex investment portfolios, and so it might be...