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the first time he found me a property that I gave him the parameters for He found it just as it was about to be marketed by the estate agent, and we snapped it up on the spot. A flat in murrumbeena, that looked horrible, but really only needed a clean, some carpet and a paint, which we got...

Im not sure the analogy to Mortgage brokers is correct, (because brokers help you with a vehicle to buy an investment and FP help you buy an investment) but I see your point. If this guy is very good, then you should pay him comensurate with his service. the analogy is closer to buyers...

Hmm, if you are time poor now enouugh to have to use a planner, what is your plans to being less time poor later (ie retire). I'd invest some more time in information and education before committing to a planner. Experts are very helpful, if you are educated enough to know the right questions...